Scheme Directory
85 schemes across federal, state and council levels.
Showing 85 schemes
Services Australia
Financial assistance for Aboriginal and Torres Strait Islander Australians undertaking approved study or training at any age.
ACT Revenue Office
A rebate for eligible ACT residents who hold a qualifying concession card to reduce their annual general rates liability.
ACT Revenue Office
A $10,000 grant for eligible first home buyers purchasing or building a new home in the Australian Capital Territory.
ACT Government Community Services Directorate
A card for ACT residents aged 60 and over who are not in full-time employment, providing discounts on goods, services, and public transport.
ACT Government
Zero-interest loans for ACT residents to switch from gas to electric appliances, install solar, and improve energy efficiency at home.
Services Australia
A regular fortnightly payment for older Australians who have reached pension age and meet income and assets tests. It is the primary government support for retirees.
Australian Apprenticeships
Wage subsidies and incentive payments for employers who take on eligible Australian apprentices in priority occupations and industries.
Services Australia
Income support for full-time students aged 25 and over who are undertaking approved courses of study.
Services Australia
A short-term payment for people who are dealing with the death of a partner, child, or other family member and are receiving or eligible for certain Centrelink payments.
Services Australia
A supplementary payment for people who provide daily care for someone with a disability, serious illness, or who is frail due to age. It is not means-tested.
Services Australia
Income support for people who provide constant care to someone with a disability, severe illness, or frailty due to old age, and who cannot work full time as a result.
Services Australia
Helps cover the cost of approved child care for children aged 0–13. The subsidy amount depends on your combined family income and the activity level of the parents.
My Aged Care (Department of Health)
Entry-level support services for older Australians who need a little help at home to live independently — including personal care, meals, domestic assistance, and social activities.
Services Australia
A concession card for older Australians who are of pension age but do not receive the Age Pension — providing cheaper medicines and access to state and local concessions.
Services Australia
A one-off emergency payment for people in extreme financial hardship due to an extreme circumstance such as escaping family and domestic violence, a natural disaster, or release from prison.
Services Australia
Long-term income support for people who have a permanent physical, intellectual or psychiatric condition that prevents them from working.
Services Australia
Financial support for carers looking after a child who has lost both parents, or is in certain other exceptional circumstances (e.g. parent is in prison or psychiatric institution).
Department of Veterans' Affairs
Compensation for veterans who have a service-related injury, disease, or condition. Paid as a tax-free fortnightly payment based on your level of impairment.
Department of Veterans' Affairs
Provides eligible veterans and war widows/widowers with access to comprehensive, free health care for all conditions — not just service-related ones.
Department of Veterans' Affairs
A fortnightly income support payment for eligible veterans who have qualifying service and have reached pension age (60 for veterans), means-tested in the same way as the Age Pension.
Services Australia
A quarterly supplement to help income support recipients with their energy costs — automatically paid to those on eligible Centrelink payments.
Services Australia
An annual payment to help cover the higher energy costs of running essential medical equipment or medically required heating or cooling at home.
Austrade
Financial assistance for Australian small and medium businesses to develop export markets for their products and services.
Housing Australia
Allows eligible single parents and single legal guardians with at least one dependent to purchase a home with a deposit as low as 2%, without paying Lenders Mortgage Insurance.
Services Australia
A payment to help with the cost of raising children. The amount depends on your family income, the ages of your children, and how many children you have.
Services Australia
Extra assistance for single-income families with one parent who is the primary carer. Supplements Family Tax Benefit Part A.
Services Australia
Financial assistance for farmers and their partners experiencing financial hardship due to drought or other pressures on the farm.
Housing Australia
Allows eligible first home buyers to purchase a home with as little as a 5% deposit without paying Lenders Mortgage Insurance (LMI), with the government guaranteeing up to 15% of the loan.
Services Australia
A concession card that gives low-income Australians cheaper prescription medicines under the PBS, and access to a range of state and local government concessions.
Department of Education
A government loan to cover the cost of university or higher education fees, repaid through the tax system once your income exceeds a threshold — never charged interest, but indexed to CPI.
My Aged Care (Department of Health)
Government-subsidised care services for older Australians to help them live independently at home. Funded at four levels based on care needs.
Services Australia
A voluntary government loan scheme that lets older Australians use the equity in their home to boost their retirement income by receiving fortnightly loan payments.
Territory Revenue Office (NT)
Provides a stamp duty exemption or concession for eligible first home buyers and builders in the Northern Territory, reducing the cost of buying or building a home.
Services Australia
Income support for people aged 22 to 66 who are looking for work or unable to work full time due to a temporary illness or injury.
Keystart (WA Government)
A low-deposit home loan offered by the WA Government's Keystart to help Western Australians who can't meet the deposit requirements of mainstream lenders.
Services Australia
A payment to help people with a disability, illness, or injury who cannot use public transport without assistance and need to travel to work, study, or voluntary activities.
National Disability Insurance Agency (NDIA)
Individualised funding and support for people with a permanent and significant disability. The NDIS funds the reasonable and necessary supports you need to live your life.
Services Australia
A one-off payment and ongoing supplement for families who are not receiving Paid Parental Leave, to help with the costs of a new baby.
NSW Government
Provides NSW families with a $100 voucher per school-aged child to use towards the cost of sport and active recreation registration fees.
NSW Department of Climate Change, Energy, the Environment and Water
A NSW Government rebate to help eligible households and small businesses with electricity costs, applied automatically to your energy bill.
Revenue NSW
First home buyers in NSW can be exempt from paying stamp duty (transfer duty) on properties up to $800,000, or receive a concessional rate on properties up to $1,000,000.
Revenue NSW
A $10,000 grant for first home buyers purchasing a new home or building a new home in NSW with a total value under $600,000.
NSW Department of Climate Change, Energy, the Environment and Water
A rebate for low income NSW households to help reduce electricity costs, available to concession card holders.
NSW Fair Trading
An interest-free loan for eligible low-income renters in NSW to help pay their rental bond when moving into private rental accommodation.
NSW Department of Climate Change, Energy, the Environment and Water
A $200/year rebate for eligible NSW seniors who hold a Commonwealth Seniors Health Card but are not eligible for the Low Income Household Rebate.
Transport for NSW
Provides relief for eligible motorists who spend more than $60/month on NSW tolls by capping their annual toll spend and providing rebates.
Territory Revenue Office (NT)
A $10,000 grant for eligible first home buyers purchasing or building a new home in the Northern Territory.
Department of Territory Families (NT)
Provides eligible senior Territorians aged 60 and over with a card giving discounts on goods, services, and government-provided activities.
Services Australia
Government-funded parental leave pay at the national minimum wage for up to 22 weeks for the primary carer of a newborn or newly adopted child.
Services Australia
Income support for partnered parents who are the primary carer of a child under 6 years old and meet income and assets tests.
Services Australia
Income support for single parents who are the primary carer of a child under 8 years old and meet income and assets tests.
Services Australia
A concession card for people who receive certain Centrelink or DVA payments, providing cheaper medicines, bulk billing, and a wide range of state and local government discounts.
Australian Taxation Office
A government contribution to help offset the cost of private health insurance premiums, available to most Australians who hold eligible hospital or extras cover.
Department of Education (QLD)
Provides Queensland families in financial hardship with assistance to cover back-to-school costs such as uniforms, shoes, and stationery.
Queensland Revenue Office
A full or partial exemption from transfer duty (stamp duty) for eligible first home buyers in Queensland on properties valued under $700,000.
Queensland Revenue Office
A $30,000 grant for eligible first home buyers buying or building a new home in Queensland valued at less than $750,000.
Queensland Department of Energy and Climate
A rebate applied to electricity accounts for eligible Queensland households to help reduce energy costs.
Department of Seniors, Disability Services and Aboriginal and Torres Strait Islander Partnerships (QLD)
A card for eligible Queenslanders aged 65 and over that provides discounts on public transport, goods, and services from participating businesses.
Housing Australia
Same benefits as the First Home Guarantee but specifically for people buying or building in regional Australia. Must have lived in a regional area for the preceding 12 months.
Services Australia
A supplement for people receiving Centrelink payments who live in remote or isolated areas, to help with the higher cost of living in those areas.
Services Australia
Extra money on top of other Centrelink payments to help with rent costs if you are paying private or community rent above a threshold amount.
Australian Taxation Office / AusIndustry
A tax incentive for businesses to conduct eligible R&D activities in Australia. Small companies receive a cash refundable offset; larger companies receive a non-refundable offset.
Department for Energy and Mining (SA)
Helps eligible South Australians with household costs including electricity, gas, council rates, water, and sewerage. Replaces multiple older concession schemes.
Revenue SA
A $15,000 grant for eligible first home buyers purchasing or building a new home in South Australia.
Office for Ageing Well (SA)
A card for South Australians aged 60 and over who are not in full-time employment, providing discounts on goods and services from participating businesses.
SA Health
Subsidises the cost of prescription spectacles for eligible low-income South Australians and children.
Department of Families, Fairness and Housing (Vic)
A card for Victorians aged 60 and over that gives discounts on public transport, goods, and services across Victoria.
Australian Taxation Office
A tax incentive for small and medium businesses to invest in energy-efficient assets and upgrades, providing an additional 20% tax deduction.
Services Australia
A one-off payment for parents who have a stillborn baby or whose baby dies shortly after birth, and who are not eligible for Paid Parental Leave for that child.
State Revenue Office Tasmania
A $30,000 grant for eligible first home buyers purchasing or building a new home in Tasmania valued up to $750,000.
Department of Premier and Cabinet (TAS)
Eligible Tasmanians who hold a qualifying concession card can receive a reduction on their council rates and land tax bills.
Department of Premier and Cabinet (TAS)
A card for Tasmanians aged 60 and over who are not in full-time employment, providing discounts on goods and services and access to state government concessions.
Services Australia
A quarterly payment to help eligible income support recipients with the cost of a telephone or internet connection.
Department of Education
Income-contingent loans to help eligible students pay their tuition fees for approved Diploma, Advanced Diploma, Graduate Certificate, or Graduate Diploma courses at approved VET providers.
State Revenue Office Victoria
A $10,000 grant for eligible first home buyers purchasing or building a new home in Victoria valued up to $750,000.
Department of Education (Vic)
A $400 payment per school-age child to help Victorian families cover the costs of school uniforms, books, stationery, and camps — available to families with a health care or concession card.
Solar Victoria
Rebates and loans for Victorian households to install solar panels, solar hot water systems, or batteries. Also provides rebates for renters via landlords.
Department of Families, Fairness and Housing (Vic)
A grant to help eligible Victorians facing financial hardship pay overdue electricity, gas, or water bills — preventing disconnection.
Department of Treasury and Finance (Vic)
A shared equity scheme where the Victorian Government co-purchases a home with you, reducing the amount you need to borrow and helping you avoid LMI with a 5% deposit.
Synergy / Horizon Power (WA)
An annual payment to help eligible WA households with their electricity costs, applied as a credit to Synergy or Horizon Power accounts.
Western Australia State Revenue
A $10,000 grant for eligible first home buyers purchasing or building a new home in Western Australia valued up to $750,000.
Department of Communities (WA)
Assists eligible low-income Western Australians who are experiencing financial hardship and have difficulty paying their electricity, gas, or water bills.
Department of Communities (WA)
A card for Western Australians aged 60 and over providing discounts on goods, services, and public transport from participating businesses.
Services Australia
Financial support for young people aged 16–21 who are looking for work and meet income and assets tests.
Services Australia
Financial support for full-time students aged 16–24 undertaking an approved course of education or training.