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Keystart Home Loan
A low-deposit home loan offered by the WA Government's Keystart to help Western Australians who can't meet the deposit requirements of mainstream lenders.
Indicative amount
From 2% deposit; no LMI
Indicative amount only — confirm on the official page
What you get
Home loans from as little as a 2% deposit, no LMI, and competitive interest rates. Income and property price limits apply. Loans range from around $100,000 to $900,000 depending on location.
Who it's for
Relevant life events: buying home
How to apply
1. Apply directly with Keystart online or by phone. 2. Keystart does not use brokers — apply directly. 3. Provide income, identity, and property documents.
Documents you may need
- Income documentation
- Identity documents
- Property purchase contract or building contract
- 2% deposit evidence
Informational only — confirm exact requirements on the official page.
You will be taken to www.keystart.com.au
Last reviewed by AusSchemes: 20 April 2026