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NSW Rental Bond Loan
An interest-free loan for eligible low-income renters in NSW to help pay their rental bond when moving into private rental accommodation.
Indicative amount
Interest-free loan equal to bond amount
Indicative amount only — confirm on the official page
What you get
An interest-free loan equal to the rental bond (usually 4 weeks rent). Repaid through fortnightly installments over up to 12 months.
Who it's for
Relevant life events: housing stress
How to apply
1. Apply through NSW Fair Trading. 2. Provide a signed rental agreement. 3. Your landlord or agent receives the loan directly as the bond payment.
Documents you may need
- Rental agreement signed by landlord
- Proof of income
- Centrelink or concession card details
Informational only — confirm exact requirements on the official page.
You will be taken to www.fairtrading.nsw.gov.au
Last reviewed by AusSchemes: 20 April 2026