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State / TerritoryNSWhousingconcessions

NSW First Home Buyer Stamp Duty Exemption

First home buyers in NSW can be exempt from paying stamp duty (transfer duty) on properties up to $800,000, or receive a concessional rate on properties up to $1,000,000.

Revenue NSW State / Territory Last reviewed: 20 April 2026

Indicative amount

Up to ~$31,335 in stamp duty savings

Indicative amount only — confirm on the official page

What you get

Full exemption from stamp duty on properties valued up to $800,000, saving up to ~$31,335. Concessional rates apply between $800,000 and $1,000,000.

Who it's for

first home buyers

Relevant life events: buying home

How to apply

1. Complete a First Home Buyer declaration when applying for your home loan. 2. Your solicitor or conveyancer applies for the exemption at settlement through Revenue NSW.

Documents you may need

  • Contract of sale
  • First home buyer declaration
  • Identity documents

Informational only — confirm exact requirements on the official page.

Apply on the official page

You will be taken to www.revenue.nsw.gov.au

Source: https://www.revenue.nsw.gov.au/grants-schemes/first-home-buyer
Last reviewed by AusSchemes: 20 April 2026