AusSchemes is not a government service. This information is general in nature and may not reflect the most recent eligibility rules or amounts. Always confirm details on the official source before applying.
Private Health Insurance Rebate
A government contribution to help offset the cost of private health insurance premiums, available to most Australians who hold eligible hospital or extras cover.
Indicative amount
Up to ~32.812% of your premium
Indicative amount only — confirm on the official page
What you get
A rebate of 24.608%–32.812% of your premium, depending on your age and income. Claimable as a premium reduction through your insurer or as a tax offset in your annual return.
Who it's for
Relevant life events: health change
How to apply
1. Apply through your private health insurer directly to reduce your ongoing premiums. 2. Alternatively, claim the rebate as a tax offset in your tax return.
Documents you may need
- Private health insurance policy details
- Tax file number
Informational only — confirm exact requirements on the official page.
You will be taken to www.ato.gov.au
Last reviewed by AusSchemes: 20 April 2026